T&C

Please read the following Terms of Access ( "Terms of Access") carefully before registering on, accessing, browsing, downloading or using app by Payment portal, which can be accessed via app website, Payment mobile application, app website, android stores and such other locations as uploaded (here in after collectively, Game Platform) and run by our company, which on any device and before availing any services offered on the app Platform.

For the avoidance of doubt, it is clarified that these terms and conditions shall apply to all services which means games and offers, deals and redemption services provided by app ("Payment Offerings "). All Services are rendered by our company through the app Platform.

These Terms of Access and all supplemental terms, as amended from time to time, govern your use of any app Offerings or app Platform account to access, install or play offerings allowed by app by Payment or any of its subsidiaries, affiliates and technology partners on personal computers, laptops, tablets and/or mobile devices.

1.You should be at least 18 years of age and an individual user of the app Platform. You agree that these terms constitute an agreement ("Agreement") between You and our company and if additional terms and/or agreements apply to the app by Payment service(s) used by You, those additional terms and/or agreements shall govern on your use of app Offerings as well.

2.These Terms of Access, as well as our company Privacy Policy form legally binding contract between You and our company. By using app Platform, you affirm that you are competent to review and agree with the Agreement and that you have reviewed this Agreement and take full responsibility for your compliance with them.

3.Modification of these Terms of Access: app by Payment reserves the right to change, modify, add, or remove portions of this Terms of Access (each, a change and collectively, changes) or the contest / campaign at any time by posting notification on app Platform or otherwise communicating the notification to You. The changes will become effective immediately on a going-forward basis with respect to Your use of app Platform, availing app Offerings. If You do not agree with any such change, Your sole and exclusive remedy is to terminate Your use of app Offerings/ app Platform. Your continued use of the Games Platform following the posting of changes constitutes your agreement to all such terms, conditions, and notices. You are responsible for regularly reviewing these Terms of Service and additional terms posted on the app Platform.

4.Limited License to access app Offerings:

4.1 Accessing Payment app: By accessing or using game Offerings, including browsing via app by Payment website or through any other mobile application, you accept and agree to these terms of app Offerings and the Privacy Policy. You may also be required to register an account on the Service (an "Account"). You warrant that you are not prohibited from receiving products, including services or software. You are responsible for any fees, including internet connection or mobile fees that You incur when accessing the services provided by app by Payment.

4.2 Account Creation and Information:

4.2.1 To use our services, you will need to register with us. We may require You to create an account for app Offerings with us with Username and Password on app Platform or at any other website or platform. While creating the account You may be required to provide app by Payment with certain personal information, which may include your name, birth dace, e-mail address, address and, in some cases payment information. This information will be held and used in accordance with our company Privacy Policy and relevant notices / policies, if any, provided at the point of information collection or use. Additionally for verification purposes we may require you to authenticate your account with Payment and have access to details for paid services. You must provide the correct details in all fields and keep the details updated including and not limited to your personal information like postal address, email address, telephone number(s) etc. Any discrepancy in the KYC or other mandatory requirements shall make you ineligible for winnings, unless and until the same is updated.

4.2.2 If You are required to update an account then certain additional information which may include your personal, professional and other details may be required. You agree that you will supply accurate and complete information to us. and that You will update that information promptly after it changes.

4.2.3 Any information provided by you to us should be complete and truthful to the best of your knowledge. We are not obliged to cross check or verify information provided by you and we will not take any responsibility for any outcome or consequence as a result of you providing incorrect information or concealing any relevant information from us. In case if we feel to have some background checking, then we may, at any time, require you to provide us with additional documentation and proofs to verify the correctness of this information, failing which we reserve the right to hold / suspend or terminate your registration.

4.2.4 You understand and agree that deposits in your user account maintained with us are purely for the purpose of participation in cash module of games available at app Offerings and neither can you transfer any sum from your user account to any other account nor withdraw the same except as may be permitted by us and based on the conditions as may be prescribed from time to time.

4.2.5 Additionally we might be conducting certain promotional activities through which rewards by way of bonus are issued. We may gratuitously issue bonus to you for the purpose of participation in games or for other programs which we conduct routinely within our platform. All the bonuses will be credited in your bonus account (here in after referred to as "Bonus Account) and which can be used within the Platform, subject to the terms governing usage of Bonus Account.

4.3 Use of Service :

4.3.1 Your usage of the app Offerings shall be subject to the following:

a.You shall not create an account using a false identity or information, or on behalf of someone other than yourself;

b.You shall not have an account or use the service if you have previously been removed by us or previously been banned from playing any Games on app Platform, and we at our sole discretion may allow You to create/reopen such account;

c.If You are resident (permanent/temporary) of any state/union territory within the territory of India which disallows you from participation, then You shall not be entitled to participate in the app Offerings in our portal, wherever such service is prohibited by applicable law as per the State/ Union Territory notifications / regulations in force now as per Annexure I and/or which may come in future. In short, participation in online games or contests or campaigns shall be controlled by your residential status and statutory regulations present in your state and please restraint or contact us. before enrolling from notified areas;

d.You shall not use your account to advertise, solicit, or transmit any commercial advertisements, including chain letters, junk e-mail or repetitive messages (spin and spam) to anyone;

e.You shall not use your account to engage in any illegal conduct;

f.You shall not sublicense, rent, lease, sell, trade, gift, bequeath or otherwise transfer your account or any virtual items associated with your account to anyone without our written permission;

g.You shall refrain from using inappropriate language, including language that may look, sound like, stand for, hint at, abbreviate, or insinuate profanity, hate speech (including but not limited to racial, ethnic, or religious slurs), or illegal activities.

h.You shall not carry out cheating of any kind (including by exploiting any bug or error) which is expressly prohibited and this includes exploiting any deficiency in our code or design, or in the code or design of any third party product or service used in connection with the app Offerings, to gain an unfair advantage or to gain unauthorized privileges, access or abilities not clearly intended by the product's design. Communicating information about such activities to others will also be considered cheating.

i.You are responsible for any use of your credit card or other payment instrument;

j.You are responsible for managing the amounts lying in the Bonus Account

k.You agree to receive promotional messages relating to various tournaments & Bonus through short messaging services, electronic mails, push notifications and other means. If you wish to unsubscribe to the messaging services, please contact at the email id provided to you for unsubscribing.

4.4 Specific conditions for the use of communication facilities (particularly discussion forums, chats, comments)

4.4.1 We may provide you with different communication facilities for self-created entries and posts on app Platform or any other websites, pertaining to the game, services being offered and app Platform, on social networks (particularly discussion forums, chats, blogs, guest books, etc. as well as the utilization of their comment functions, altogether known as the "communication facilities"), which you may use when available. In this regard, app by Payment only provides you with the technical environment for an exchange of information. However, you do not have the right to claim communication features nor post any communications as mentioned in section

The User acknowledges that subject to time taken for reconciliations and such other external dependencies that we have on third parties; any transactions on app Platform may take up to 48 hours to be processed. Any amount paid or transferred into the Winning Account may take up to 48 hours to reflect balance. Users agree not to raise any complaint or claim against our company in respect of any delay, including any lost opportunity to join any game, contest or match due to delay in crediting of transaction amount into the Winning Account. A transaction, once confirmed, is final and no cancellation is permissible. We may, however, in certain exceptional circumstances and at our sole and absolute discretion, refund the amount to the User after deducting applicable cancellation charges and taxes. At the time of the transaction, Users may also be required to take note of certain additional terms and conditions and such additional terms and conditions shall also govern the transaction. To the extent that the additional terms and conditions contain any clause that is conflicting with the present terms and conditions, the additional terms and conditions shall prevail.

5.Content and Service: app owns, has licensed, or otherwise has rights to use all of the content that appears in the app Platform / service or in games. All rights, title and interest in and to the app Offerings (including without limitation any games, titles, computer code, themes, objects, characters, character names, stories, dialogue, catch phrases, concepts, artwork, animations, sounds, musical compositions, audio-visual effects, methods of operation, moral rights, documentation, in-game chat transcripts, character profile information, recordings of games played using app) are owned / licensed by our company. our company reserves all rights, including without limitation, all intellectual property rights or other proprietary rights, in connection with its Content and the service. All Content with the exception of third party content is owned by our company.

6.Account: Notwithstanding anything to the contrary herein, you shall have no ownership or other property interest in the account, and you further acknowledge and agree that all rights in and to the account (except for any personal information therein) are and shall forever be owned by our company. You agree that you have no right or title in or co any content that appears in the app service, including without limitation the virtual goods or currency appearing or originating in any games of app, whether earned in a game or purchased from our company, or any other attributes associated with an Account or stored on the app service.

7.License Limitation

7.1 Any use of app services in violation of these License Limitations is strictly prohibited, can result in the immediate revocation of your limited license granted under this Terms of Access), and may subject you to liability for violations of law. Any attempt by you to disrupt or interfere with the service including undermining or manipulating the legitimate operation of any games of our company is violation of our rights and may be a violation of criminal and civil laws.

7.2 You agree that you will not, under any circumstances:

7.2.1 engage in any act that our company deems to be in conflict with the spirit or intent of the app Offerings and services, including but not limited to circumventing or manipulating these Terms of Access, game rules, game mechanics or policies;

7.2.2 interfere or attempt to interfere with the proper functioning of app Offerings and services or connect to or use the app Offerings in any way not expressly permitted by these Terms of Access;

7.2.3 use any unauthorized third party software that accesses, intercepts, or otherwise collects information from or through the service or that is in transit from or to the service, including, without limitation, any software that reads areas of RAM or streams of network traffic used by the service to store information about our company game characters, Platform, elements, or environment;

7.2.4 make any automated use of the system, or take any action that imposes or may impose (in our sole discretion) an unreasonable or disproportionately large load on our infrastructure;

7.2.5 bypass any robot exclusion headers or other measures our company employs to restrict access to app Offerings and service or use any software, technology, or device to send content or messages, scrape, spider, or crawl the service, or harvest or manipulate data;

7.2.6 use, facilitate, create, or maintain any unauthorized connection to app Offerings and service, including without limitation (1)any connection to any unauthorized server that emulates, or attempts to emulate any part of the app service; or (2) any connection using programs, cools, or software not expressly approved by our company;

7.2.7 use relevant open source licenses, reverse engineer, decompile, disassemble, decipher or otherwise attempt to derive the source code for any underlying software or other intellectual property used to provide the Service, or to obtain any information from the Service using any method not expressly permitted by our company; or

7.2.8 copy, modify or distribute rights or content from our companysite or game, or our copyrights or trademarks or use any method to copy or distribute the content of the service except as specifically allowed in these Terms of Access;

7.2.9 make improper use of our support services, including by submitting false abuse reports or using profane and abusive language in your communications with our support personnel; or use the service, intentionally or unintentionally, in connection with any violation of any applicable law or regulation, or do anything that promotes the violation of any applicable law or regulation;

7.2.10 Cheating & hacking - You agree that you will not, under any circumstances: a.use cheats, exploits, automation software, bots, hacks, mods or any unauthorized third party software designed to modify or interfere with the service or any of our gaming experience;

b.use the service in order to design or assist in the design of cheats, automation software, bots, hacks, or any other unauthorized third party software designed to modify or interfere with the Service or any of our gaming experience;

c.disrupt, overburden, or aid or assist in the disruption or overburdening of (1) any computer or server used to offer or support the service or any of our game environment (each a "Server"); or (2) the enjoyment of the service or any of our game by any other person;

d.institute, assist or become involved in any type of attack, including without limitation distribution of a virus, denial of service attacks upon the service, or other attempts to disrupt the Service or any other person's use or enjoyment of the service; or

e.attempt to gain unauthorized access to the service, other games available in the Server, Accounts registered to others or to the computers, Servers, or networks connected to the app service by any means other than the user interface provided by our company, including but not limited to, by circumventing or modifying, attempting to circumvent or modify, or encouraging or assisting any other person to circumvent or modify, any security, technology, device, or software that is part of the service;

7.3 Commercial Activity - You agree that you will not, under any circumstances:

a.use the app Offerings and service or any part thereof for any commercial purpose, including but not limited to (1) communicating or facilitating any commercial advertisement or solicitation, or (2) gathering or transferring Virtual Items for sale;
b.transmit unauthorized communications through the app Platform, and our offerings and services, including junk mail, chain letters, spam and any materials that promote malware, spyware and downloadable items;

8.Fees and Paid Services: Usage of the certain services of app may require payment of fees and which is required to be paid through the modes as specified hereunder. You must pay the subscription or other fees to participate in these services, if applicable. Payment of subscription and other fees for particular app Offerings are elaborated below:

9.As and when applicable our company will make commercially reasonable efforts to help you with billing and charges applied but shall not be liable or responsible for any purchaser errors and shall not be liable for any errors on billing statements issued to you by billing carrier. Subject to these Terms, if any amounts are collected by us towards participation fees, then the same shall be held in a separate non-interest earning account (here in after referred to as "I nterest Free Account"), which is responsible for management of user account and prize pool, until determination of the final winners and distribution of prizes. We only receive the share of the platform fee and have no control over the funds held in Interest Free Account. It is clarified that, we have no right or interest in the prize money pool, and we act only as an intermediary in accordance with the terms and conditions set therein.

10.Cancellation of your account: - You have the right to cancel your account or a particular subscription at any time. If you do not agree co the terms in this Terms of Access herein, your sole remedy is to not use app Offerings and app Platform and to cancel your subscriptions or account. You understand and agree that the cancellation of your account or a particular subscription shall not entitle app to refund any amounts to you and the amount or type of fees, surcharges, applicable taxes, billing methods, or any change to the fees, applicable taxes, surcharges or billing methods for app Offerings and/or any content or entitlements thereon shall be non - refundable. You are also responsible for any amounts owed to third-party vendors or content providers before your cancellation. Any delinquent or unpaid fees and other unresolved issues with app Offerings must be settled within twenty- four (24) hours of due date. Your use of all the accounts created is based on the assumption that you have read and understood the above information, along with the Terms and that usage or attempted use of your user account for any reason other than what is stated in the Terms may result in immediate termination of your user account and forfeiture of any prize, bonuses lying in your Bonus Account or balance in the user account.

11.Specific Terms for the Use of Online and Mobile Games

11.1 You may only take part in every round of an online game or mobile game using one user account, unless the respective rules of the game all low for exceptions from this. The use of several user accounts by one user is not permitted. Multiuser accounts such as these may be deleted or banned at the reasonable discretion of our company.

11.2 You are prohibited from enacting any form of manipulative interference in online or mobile games. In particular. You are not entitled to utilize measures, mechanisms, or software that could interfere with the function or progress of the game. You may not take measures that may cause an unreasonable or excessive burden on technical capacity. You are not allowed to block, rewrite, or modify content generated by the game administration or to interfere with the game in any other manner.

11.3 Under no circumstances You may

a.create or use cheats, mods and/or hacks, or any other third party software products that may change the result of online or mobile games,

b.use software that allows the mining of data or otherwise intercepts or collects information in connection to the online and mobile games,

c.use virtual items that are being used in online or mobile games outside of the online or mobile games, purchase virtual items for "real" money, or sell or swap virtual Items,

d.sell, buy, or trade user accounts.This includes all circumventions, similar actions, or actions that produce an effect that matches the aforementioned bans.

11.4 You are also prohibited from running the online game and use of the services in order to design or assist in the design of cheats, automation software, hacks, or any other unauthorized means by third party software designed to modify or interfere with our programs other than the internet browser that has been provided. This refers in particular to so-called bots and other tools meant to replace or supplement our interface.

12.Winnings

12.1 Winner Announcement -

b.We shall make three (3) attempts within seven (7) working / business days to contact the winner on their registered Mobile Number to inform about the prize and further process of claiming the prize. In case of weekends or national holidays, the winners will be contacted the next working day(s).

c.If the winner is not reachable / contactable on phone within seven (7) working/business days of winner announcement, the prize shall be forfeited.

d.All decisions by our company regarding the selection of winners) shall be final and binding.

e.Winner selection shall be based on the criteria and at our sole discretion, and the participants hereby agree that they shall not dispute/challenge any decision taken by our company.

f.We may be required to provide following information available on our platform such as name, score, etc. to be communicated to vendors or for marketing purposes in any media and you consent for to the same. We may, at its our discretion, choose not to disclose the identity of the selected Winner(s) to other participants unless expressly mentioned herein. You understand and agree that acceptance of the Prize, constitutes grant of permission to the facilitators to click photographs of the Winner and use the Winner's names, photograph, preferences (likes and dislikes), voice and comments for advertising and promotional purposes in any media worldwide, only for the purposes of advertising and trade without any additional compensation whatsoever to You (Winners). As a participant or Winner (as the case maybe), you hereby provide your irrevocable consent for sharing/submission of your information to our company, and subsequent use by us of such information for lawful purposes as per our discretion.

g.Winners also consent to the information being stored in our or our service provider's servers.

12.2 Selection & Verification of Winners

a. Selection of Winners

▶Winners will be decided based on the criteria and module of Game selected and as specified in the contests). For eg - it can be that the user completing the round with the highest points or the requirements as mentioned in the round shall be declared the winners) or other way around. In certain contests like best of two or best often, their might be a tie and in those instances we may declare the winner based on the gameplay at the end of the rounds. The prize due co each winner in such contest shall be as specified on the contest page prior to the commencement of the contest.

▶Participants playing on behalf of any other Participant or person shall be disqualified.

▶We shall not be liable to pay any prize if it is discovered that the Winner(s) have not abided by these terms and other rules and regulations in relation to the use of app Platform, Offerings and services, contest and/or any applicable rules mentioned herein.
a.Contacting Winners - Winners may be contacted by us on the e-mail address / phone number provided at the time of registration. The verification process and the documents required for the collection of prize shall be detailed to the winners at this stage. As a general practice, winners will be required to provide following documents:

i.Self-attested copy of the User's PAN card;
ii.Photocopy of a government-issued residence proof;
iii.User's bank account details and proof of the same.
iv.Other documents/ undertakings as required by our company

b.The amounts in the Winnings Account are not transferrable to any other User or person and we shall not permit a winner to withdraw his/her prize(s)/accumulated winnings unless the above-mentioned documents have been received and verified within the time-period stipulated by our company. The User represents and warrants that the documents provided in the course of the verification process are true copies of the original documents to which they relate.

c.Participants are required to provide proper and complete details at the time of registration. We shall not be responsible for communications errors, commissions or omissions including those of the Participants due to which the results may not be communicated to the winner. The list of winners shall be posted within the game. The winners will also be intimated by e-mail / notification.

d.Verification process - Winners who have successfully complete our verification process or such other verification requirements as informed by us, shall be permitted to withdraw/receive their accumulated winnings (or any part thereof). Where such verification is incomplete, it shall be completed by providing the required documents within the time limit specified. We shall not entertain any claims or requests for extension of time for submission of documents. We shall scrutinise all documents submitted and may, at our sole and absolute discretion, disqualify any winner from withdrawing his accumulated winnings (or any part thereof) on the following grounds:

▶determination that any document or information submitted by the Participant is incorrect, misleading, false, fabricated, incomplete or illegible; or

▶participant does not fulfill the eligibility criteria specified in these terms;

▶any other grounds as deemed fit by our company.

12.3 Prize & Bonuses-

a.The prizes offered herein are generally sponsored, and will be distributed by our company. Payment Cash and/or any voucher will be credited to the Winners) wallet or account within seven (7) working / business days or such other timeframe as mentioned in the voucher / offer (as the case maybe), after selection of winner(s) and completion of prize claiming process. In the event the prizes offered are in the form of physical good or items, the same shall be delivered after the date of announcement post completion of formalities and compliances required to be completed from the winner's end as per the process of app Platform or as mentioned by our company. In all circumstances we reserve the rights to offer any amount / coupon / voucher/ replacement or any other prize equivalent to the cost of the Prize. You agree and understand that such replacement or other equivalent prize given is in the general interest and which shall be determined at sole discretion of our company.

b.The prize is neither assignable nor transferable under any circumstance, unless specifically provided hereunder or agreed by our company.

c.The prizes to the winner(s) shall be given subject to compliance with all applicable statutory legislations including RBI guidelines in respect of prepaid payment instrument, processes and formalities (including KYC formalities as may be applicable) in connection with the prize and on production of all such documents/papers as may be applicable and required by us. The prize shall be distributed only after and subject to confirmation of an existing Permanent Account Number ("PAN。of the winner(s) or such other requirements as and when mentioned by us.

d.Any failure on winner's part to comply with our directions issued for claiming the prize shall entitle us to forfeit the prize.

e.our company shall not be responsible for any delay on part of any third party including the courier agency, in delivering the prize (if applicable). All costs and expenses for collecting the prize, unless otherwise specified, shall be borne solely by the winner(s). The prize shall not be transferable and no request shall be entertained by our company for such transfer.

f.Without prejudice to the foregoing, under no circumstance shall the winner(s) be entitled to redeem any category of prize for cash, unless expressly mentioned in the contest our company, at its sole discretion, may or may not provide a cash alternative to any of the prize being offered as per the terms of the contest.

g.Without prejudice to any of the foregoing clauses, any failure on the part of the winner(s) to comply with directions issued by our company shall entitle us to cancel and forfeit the prize for the said winner(s).

h.Any prizes of value in excess of INR 10,000/- (INR Ten Thousand Only) in a single contest/tournament, will be subject to deduction of taxes as applicable. our company shall in advance deduct TDS as per applicable Income Tax rules. The prize shall be delivered/ given to the winner, only upon the winner paying the amount to our company by Demand Draft ("DD。equal to the TDS amount in advance our company or we deducting the amount equivalent to TDS from your winnings and the rest will be credited in your account. You will be required to furnish your self-attested PAN duly issued to you by the Income Tax authorities if you have not already done so, and withdrawals will be permitted only after correct PAN has been provided. Please note that to issue appropriate certificate for tax deduction, it is required that we receive self-attested copy of PAN along with KYC details within 7 days from the date of first winning subject to TDS. If PAN and KYC details are not submitted within specified time, we are not liable to issue TDS certificate to you for the amount of TDS deducted out of winnings. The limit of deduction of TDS and rate of TDS deduction is subject to prevailing rules and regulations and shall vary as and when notified by Government. Our obligation is this regard is limited to deducting TDS as required by law and providing you an appropriate certificate of tax deduction. We neither advise you nor shall in any manner be responsible for your individual tax matters. You understand that as a go green initiative we shall be sending you TDS certificate via email only; unless otherwise specified by you or we receive a written request from you for having hard copies.

i.The documents required to be submitted along with the claim by the winner(s) include the following (the document list is only inclusive and not exhaustive and can change as per the requirements of law) *:

•Address proof (Voter ID/Driving License/Passport/electricity bill not older than 3 months/Telephone bill not older than 3 months etc.)
•Photo Id proof (/Passport/Voter I D/Driving License etc.)
•One passport size photo
•Additional document like Postpaid bill, etc.
•Self-attested copy of PAN card
•Letter of compliance with rules and regulations and declarations in the format as may be required by the organizers or applicable laws.

our company or such 3rd Party as designated by us shall receive the documents from Winner for verification purposes, we will publish the results.O* If the winner fails to comply with the set requirements his right to win the prize shall be considered forfeited.

j.Post completing documentation process, the winner will be informed (through tele-calling/Email/SMS) regarding the modalities of the prize and distribution thereof. Delivery of prize If any will be subject to the winner(s) giving the correct address and his/her availability on provided address. In the event the prize cannot be delivered, when specified that it will be delivered, due to reasons beyond the control of our company, the winners shall collect them from the nearest place specified by our team.

k.In case of anomalies in the details provided by the winner while registering with Payment / our company and documents submitted by winner while claiming prize, such winner will stand disqualified with immediate effect.

l.The prize(s) to the winner(s) shall be given subject to compliance with all applicable statutory legislations, processes and formalities in connection with the prize(s) and on production of all such documents/papers as may be required by us before accepting the delivery of the prize. Any failure on the part of the winner(s) to comply with directions issued by our company for claim of prize shall entitle our company co forfeit the prize(s) or roll the prize over to the next eligible winner(s), at their sole discretion.

m.If You are providing any incorrect information or concealing/withholding any information from our company with intent to participate and/or be chosen as the winner(s), You will automatically be disqualified from participating in it and being chosen as the winner(s) of the different categories of prize. Such act of yours providing incorrect information or concealing/withholding any information, including without limitation incorrect declaration of information relating to name, age, identity, address, mobile connection of operator number, domicile etc., by You or dispute with the our company, shall entitle us to disqualify You without any further intimation. We reserve our right to take appropriate legal action against You if You are found to be involved in illegal/unauthorized activity.

n.Prize winners understand and agree that our company its owners and affiliates, shall not be liable for any loss or damage whatsoever that may be suffered, or for any personal loss or injury that may be suffered (including loss of life), to a Winner and/or any third party, directly or indirealy, by use or non-use of the Prize.

o.Post Winner(s) declaration and completion of their announcement and further process, as the case may be, if we find that the declared Winner(s) is / are erroneous then we reserve the right to nullify the earlier result and declare a new and corrected Winner(s) list again (under this Terms of Access) and cancel the Prize of Winner(s) declared earlier and the decision of our company shall not be challenged by any erroneously selected Winners and you unconditionally agree the same.

p.Amounts lying in the Inactive Accounts will be forfeited / expired / cannot be used further or shall be subject to other requirements as decided by us at our sole discretion. To clarify further, Inactive Account usage shall be subject to our discretion and we shall be governing the usage of amounts lying in Inactive Account.

13.Approval/ Acceptance :

13.1 By participating in the games, You indicate your unconditional acknowledgement and acceptance of these Terms of Access and /or any additional terms and conditions may apply in order for You to avail specific app Offerings and to specific portions or features of the app Platform, including contests, promotions or other similar features, all of which terms are made a part of these Terms of Access by this reference. You agree to abide by such other terms and conditions, including where applicable representing that You are of sufficient legal age to use or participate in such service or feature. If there is a conflict between these Terms of Access and the terms posted for or applicable to a specific portion of the app Platform or for any app service offered on or through the app Platform, the latter terms shall control with respect to Your use of that portion of the app Platform or the specific app service, to the extent there is any conflict.

13.2 You confirm and waive the applicability of rules and regulations of the National Do Not Call Registry to receive promotional messages and alerts including without limitation daily updates on the score under the contest / campaign criteria from our company, as we may decide in our sole discretion.

13.3 You are aware that answers submitted on app Platform and sent by You may not be received by us instantly or received late due to various factors outside the control of app by Payment such as network failure, system failure etc In all instances the time of receipt by us shall be taken into account, and You agree not to dispute, challenge or raise any claim / action against us by the delay caused in receiving.

14.Bribes, Gifts, Entertainment. Favours and Payment: You shall not offer any our company employee gifts, payments, service favours or other favors where these would, or might appear to improperly influence the employee in performing his or her duties for our company. our company employees should not encourage or solicit gifts, entertainment or Services from You. Gifts of cash or cash equivalents (e.g. gift cards) are prohibited. Consistent with our company requirement that all business conducted with us adheres to applicable laws and regulations, the use of bribes, secret compensation or kickbacks is strictly prohibited.

15.Ad Serving: We may employ internal or third parties ad serving technologies for serving ads within our game offerings or app Platform which may use certain methods to collect information as a result of ad served through these services.

16. General Terms:

16.1 Support: Subject to the other provisions of the terms of usage, our company will attempt to help you with any queries or problems that You may have with app Platform or any of your purchases through the app Platform.
Further, any information chat is being requested in connection with the campaign or contest, may be provided by us at our sole and absolute discretion, and will be dependent on the nature of the information requested. Please note that any information requested by you shall only concern you and under no circumstances will we be providing you with the confidential information or information pertaining co other participants). We will entertain queries maximum for the period of one month, from the date of start of such corresponding matter and no such request shall be entertained thereafter. For nonpaid transactions information provided by us, will not be held accountable/answerable or as evidence against us and we do not make any commitment, express or implied to respond to any feedback, suggestion and/or queries.

16.2 Remedies: You agree that this Terms of Access is not intended to confer and does not confer any rights or remedies upon any person other than the parties to this Terms of Access. You also understand and agree that this Terms of Access, other our company Policies and the supplemental terms as and when incorporated, are not intended to confer, and do not confer, any rights or remedies upon any person.

16.3 Assignment: our company may assign or delegate these Terms of Access and/or the our company Privacy Policy, in whole or in part, to any person or entity at any time with or without your consent. You may not assign or delegate any rights or obligations under the Terms of Access or Privacy Policy.

16.4 Sever ability: If any part of this Terms of Access is held invalid or unenforceable, that portion shall be interpreted in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of our company, and the remaining portions shall remain in full force and effect.

16.5 Language of the Terms of Access: if we provide you with a translation of the English language version of these Terms & Conditions of Service, our company Privacy Policy or any other policy (collectively "Payment First Gaines Policies' ), then you agree that the translation is provided for informational purposes only and does not modify the English language version of the Payment app Policies. In the event of a conflict between a translation of the Payment app Policies and the English version, the English version of the Payment app Policies will control.

16.6 Waiver: Failure of app by Payment to exercise or enforce any right or provision of this Terms of Access will not constitute waiver of such right or provision. Any waiver of any provision of this Terms of Access will be effective only if in a writing signed by our company.

16.7 Employees of "our company" (including their family members & relatives) and of their group companies, affiliate or associate companies may or may not be eligible for any of the Prizes under contest / campaign / offers whatsoever and it shall be the sole discretion of our company, whether to provide or not. In instances where we have exclude "Employees" from rewards, and it comes to our knowledge that the Winner is an employee of our company or their family members or relatives』then we reserve the right to forfeit the gratification I prize / rewards.

16.8 Incidental expenses: All incidental costs, taxes or levies related to the winnings if any, shall be exclusively borne by the winner, including but not limited to logistics, TDS, gift tax (if any), Insurance and any other taxes applicable by the central, state or municipal government. If your claim for prize requires you to travel then you will be required to make own arrangements for travel, accommodation to claim the winnings (if applicable); our company shall not be responsible for the same or any cost of travel and accommodation incurred by any of customers, unless and until notified in the contest.

16.9 Breach:

16.9.1 In the event of breach of any of the terms being evidenced from our investigation or if there is reasonable belief, in our sole discretion, that your continued access to app Portal or Website is detrimental co our interests, our other users or the general public; we may in our sole discretion take any or all of the following actions:

i.restrict games between users suspected of colluding or cheating;
ii.permanently suspend your user account on the website;
iii.forfeit the cash balance in your user account;
iv.demand damages for breach and take appropriate civil action to recover such damages; and/or
v.initiate prosecution for violations that amount to offences in law.

16.9.2 Additionally, in the event of committing material breach hereof, we reserve the right to bar you from future registration on the website.

16.9.3 the decision of our company on the action to be taken as a consequence of breach shall be final and binding on you.

16.9.4 Any action taken by our company shall be without prejudice to our other rights and remedies available in law or equity.

17.Other Terms and Conditions

17.1 Additional terms and conditions may apply in order for You to avail specific app Offerings and to specific portions or features of app Platform, including contests, promotions or other similar features, all of which terms are made a part of these T&Cs by this reference. You agree to abide by such other terms and conditions, including where applicable representing that You are of sufficient legal age to use or participate in such service or feature. If there is a conflict between these T&Cs and the terms posted for or applicable to a specific portion of app Platform, the latter terms shall control with respect to Your use of that portion of app Platform. our company may make changes to any app Offerings offered on the app Platform, or to the applicable terms for any such app Offerings, at any time, without notice. The materials on the app Platform with respect to the app Offerings may be out of date, and our company makes no commitment to update the materials on app Platform with respect to such app Offerings. The following terms also govern and apply to Your use of the app Platform, and they are incorporated herein by this reference:

17.2 Service Disruptions

▶We may contain links to other internet sites owned and operated by third parties. Users' use of each of those sites is subject to the conditions, if any, posted by those sites. We do not exercise control over any third party internet sites and cannot be held responsible for any content residing in any third-party internet site. Inclusion of any third-party content or links to third-party internet sites is not an endorsement by us of such third-party internet site.

▶Users' correspondence, transactions/offers or related activities with third parties, including payment providers and verification service providers, are solely between you and that third party. Users' correspondence, transactions and usage of the services/offers of such third party shall be subject to the terms and conditions, policies and other service terms adopted/implemented by such third party, and you shall be solely responsible for reviewing the same prior to transacting or availing of the services/offers of such third party. You agree that we will not be responsible or liable for any loss or damage of any sort incurred as a result of any such transactions/offers with third parties. Any questions, complaints, or claims related to any third party product or service should be directed to the appropriate vendor.

17.3 Communication Policy

By accepting the T&Cs, You accept the following:-

▶our company / Payment may send alerts or make phone calls to the mobile phone number provided by You while registering with app Platform.The alerts will be received in case of SMS, only if the mobile phone is in 'On' mode to receive the SMS, in case of e-mail, only if the e-mail servers and e-mail ids are functional, and in case of push notifications, if the user has enabled the receipt of such notifications. If the mobile phone is in 'Off' mode or it the e-mail servers or ids are not functional or if the push-notifications feature has been turned off, then You may not get the alert at all or get delayed messages.

▶We will make best efforts to provide alerts via SMS/e-mail/push notifications and it shall be deemed that You shall have received the information sent from us as an alert on the mobile phone number or e-mail id provided during the course of, or in relation to, using app Platform or availing any app Offerings. our company shall not be under any obligation to confirm the authenticity of the person(s) receiving the alert. You cannot hold our company liable for non-availability of the SMS/email alert/push notifications service in any manner whatsoever.

▶The SMS/E-mail alert/push notification service provided by our company is an additional facility provided for Your convenience and that it may be susceptible to error, omission and/or inaccuracy. In the event that You observe any error in the information provided in the alert, we shall be immediately informed about the same by You and we will make best possible efforts to rectify the error as early as possible. You shall not hold our company or its affiliates liable for any loss, damages, claim, expense including legal cost that may be incurred/suffered by You on account of the SMS/e-mail alert/push notification facility.

▶The clarity, readability, accuracy and promptness of providing the SMS/e-mail alert/push notification service depend on many factors including the infrastructure and connectivity of the service provider. our company shall not be responsible for any non-delivery, delayed delivery or distortion of the alert in any way whatsoever.

▶You will indemnify and hold harmless our company and its affiliates including its officials from any damages, claims, demands, proceedings, losses, costs, charges and expenses whatsoever including legal charges and attorney's fees which our company or its affiliates or the SMS/e-mail service provider may at any time incur, sustain, suffer or be subjected to as a consequence of, or arising out of, any of the following: (i) misuse by You or improper or fraudulent information provided by You; (ii) incorrect number or a number that belongs to an unrelated third party provided by You; and/or (iii) the customer receiving any message relating to app Offering from our company or its affiliates and/or the SMS/e-mail service provider.

17.4 Use of app Platform - You understand that except for information, products or services dearly indicated as being supplied by Payment app, we do not operate, control, or endorse any information, products or services on the Internet in anyway. You also understand that our company or its affiliates cannot and does not guarantee or warrant that files available for download through app Platform will be free of viruses, worms or other code that may be damaging. You are responsible for implementing procedures to satisfy Your particular requirements of Internet security and for accuracy of data input and output.

18.T&C for various Games at available app Platform:

1.app by Payment in collaboration with our partners is offering various games and modules accessible through app Platform. These Games are 'Games of Skill' and the players who acquire more skill are likely to perform better in such Games. All these Games in addition to their specific T&Cs are governed by the T&Cs mentioned here in above.

2.Conditions for Participation:

a.By entering a Contest, user agrees to be bound by these Terms and the decisions of our company shall be final. Subject to the Terms, We at our sole discretion, may disqualify any user from a contest, refuse to award benefits or prizes and require the return of any prizes, if the user engages in unfair conduct, which app by Payment deems to be improper, unfair or otherwise adverse to the operation of the contest or is in any way detrimental to other Users which includes, but is not limited to:

i.Falsifying ones' own personal information (including, but not limited to, name, age, email address, Payment account, bank account details and/or any other information or documentation as may be requested by our company to enter a contest and/or claim a prize/winning.;
ii.You agree to provide us with true, accurate, current and complete information at all times and update your details and or keep us updated about the same.
iii.Engaging in any type of financial fraud or misrepresentation including unauthorized use of credit/debit instruments, payment wallet accounts etc. to enter a contest or claim a prize. It is expressly clarified that the onus to prove otherwise shall solely lie on the user;
iv.Colluding with any other user(s) or engaging in any type of syndicate play;
v.Any violation of contest rules or the Terms of Use;
vi.Accumulating points or prizes through unauthorized methods such as automated bots. or other automated means;
vii.Using automated means (including but not limited to harvesting bots, robots, parser, spiders or screen scrapers) to obtain, collect or access any information on the Website or of any User for any purpose
viii.Any type of misuse or misuse of any other offers or promotions;
ix.Tampering with the administration of a contest or trying to in any way tamper with the computer programs or any security measure associated with a contest;
x.Obtaining other users' information without their express consent and/or knowledge and/or spamming other users (Spamming may include but shall not be limited to send unsolicited emails to users, sending bulk emails to our company Users, sending unwarranted email content either to selected Users or in bulk); or
xi.Abusing our company in any way (unparliamentary language, slangs or disrespectful words are some of the examples of Abuse)

b.is clarified that in case a User is found to be in violation of this policy, our company reserves its right to initiate appropriate Civil/Criminal remedies as it may be advised other than forfeiture and/or recovery of prize money if any.

c.The contests) across our company shall, in addition to the Terms mentioned herein, be governed by:

▶"Rummy Rules" or "Fantasy Rules", or such other rules as the case may be, made available at "How to Play Section'.

▶Other rules and regulations (including rules and regulation in relation to any payments made to participate in the contests); and all Participants agree to abide by the same.

D. CALL BREAK：

i.Call Break is a popular traditional card game played with standard 52 cards and is played in the format of set collection i.e. making pairs. This game is based on the criteria that cards are collected from each player that is discarded at the center of the table and individual set is made. Your objective shall be to win the maximum number of sets in the game.

ii.Spades are the trump cards and ace of spades is the highest ranking card. From the available suits i.e. available 4 slots player must follow the same suit; and if such card of same suit is not available player can play a trump card which is spades to have the hand. If the Player doesn't have spade then player can play any other card of their choice, but hand will not be of his / her.

iii.Player must always try to win the trick, in other words (s) he must play higher cards possible and must have positive ranking and negative ranking will affect the overall rankings of player.

iv.Based on the game play there are many variations of Call break and at app, you can play variants so on and so forth and available through our platform.

v.You are aware that participation in the Game organized by us ("Activity") may result in financial loss to you and may be addictive. With full knowledge of the facts and circumstances surrounding this Activity, you are voluntarily participating in the Activity and assume all responsibility for and risk resulting from your participation, including all risk of financial loss. You understand that our company assumes no liability or responsibility for any financial loss that you may sustain as a result of participation in the Activity.

vi.We are authorized to collect money by way of amount to be held in trust for your participation in Game, and as such the funds held in trust does not carry any interest or return. Depending upon the Game outcome, amount held in trust will be credited, subject to compliance of the terms herein

vii.Your winning a prize is entirely dependent on your skill as a player vis-a-vis other players in the Game and subject to the rules of the Game. You shall not hold our company responsible for not being able to play any Game for which you may be eligible to participate. This includes but is not limited to situations where you are unable to log into your user account, service disruptions or other technical reasons whatsoever.

viii.The paid versions of the contest(s) available on app Platform are chargeable. Users may participate in the contest(s) by paying the pre-designated amount as provided on the relevant contest page. A pre-determined platform fee would be applicable for accessing app service and from this pre-determined platform fee bulk of the amount would be a contribution towards prize money pool.

ix.We may provide with services related to multiple contest with single entry and before participating, the relevant contest page shall display whether allowed or not. Users participating through this way acknowledge and agree that they must abide the Terms and restrictions or conditions as specified by our company from time to time, and in each case shall be at the sole determination and discretion of our company.

x.Participation in modules would be governed by the Terms mentioned herein and would be dependent on factors including and not limited to your gameplay, previous participation history in call break or on app, funds available, fair play policy etc. You understand, agree and accept that your participation in a Games available on the platform does not create any obligation on us to give you a prize and if any game or contest is declared illegal or unlawful by us (as per our sole discretion), then your contest would be nullified and participation fee shall be refunded. In case if prize money is declared and handed over, then in such instances we reserve the right to claim refund of such amount.

xi.All the winnings are subject to deduction of Platform Fee depending upon the version of call break games played by you and the entry fee selected to play these games.

xii.In the event user indicates, that he/she is a resident of either banned states or licensed states as mentioned in Annexure I, such Participant will not be permitted to proceed or participate for the match or contest in any paid version of the contest(s).

Notwithstanding anything what is mentioned here in above, our company reserves the right to abandon a specific round or adjust the deadline of a round or to cancel the contests and such fantasy game or the entire series in certain specific, uncertain scenarios, which are beyond our company's reasonable control, including but not limited to the ones' mentioned here in above. In such scenarios of cancellation, participants entire fee shall be refunded.