legal opinion

Legality of the Games of Skill:

i.Games of skill are legal in India, as they are excluded from the ambit of Indian gambling legislations including, the Public Gambling Act of 1867.The Hon'ble Supreme Court of India in the cases of State of Andhra Pradesh v. K Satyanarayana (AIR 1968 SC 825) and KR Lakshmanan v. State of Tamil Nadu (AIR 1996 SC 1153) has held that a game in which success depends predominantly upon the superior knowledge, training, attention, experience and adroitness of the player/participant, it shall be classified as a game of skill.

ii.In the case of Varun Gumber v. Union Territory of Chandigarh, High Court of Punjab & Haryana the court held that it has skill as it becomes necessary to assess the relative worth of each athlete/sportsperson any to constitute Fantasy Games.

iii.The Game available on the app Platform are the games of skill as success of users depends primarily on his / her superior knowledge of the Game. By participating in the Game, you acknowledge and agrees that you are participating in the games of skill.

iv.If any Laws (including but not limited to local or State) requires us to change the Games or any T&Cs related co any Games, we shall be doing so at our sole discretion and by continuing to play, we would be deemed to understand that you have read, understood and agreed to the revised Terms as applicable at such point of time. We may, in accordance with the laws prevailing in certain states of India, bar individuals residing in those states from participating in the contest(s).

v.In some instances apart from information provided by you, additional information may be required for lawful / compliance purposes and which may be not limited to personal information for verification and/or bank account details. You shall provide correct and accurate details in all fields and undertake that you will i) keep this information current and up to date, ii) provide additional documentary proof wherever necessary, and iii) Provide consents for supplementary requirements.

vi.For Fantasy:

a.The contest (s) (across our company Services) are games of skill as success of Participants depends primarily on their superior knowledge of the game statistics, knowledge of players' relative form, players' performance in a particular territory, conditions and/or format (namely One day cricket matches, T 20 cricket, test matches in the cricket fantasy game), attention and dedication towards the contests) and adroitness in playing the contests). The contests) also requires Participants to field well- balanced sides with limited resources and make substitutions at appropriate times to gain the maximum points.

b.Your use of Payment app account is based on the assumption that you have read and understood the above information, along with the Terms and that usage or attempted use of your user account for any reason other than what is stated in the Terms may result in immediate termination of your user account and forfeiture of any prize, bonus or balance in the user account. There may be additional rules and regulations which might be applicable and required for multiple purposes including and not limited to compliance of laws. In the event any User breaches, or we reasonably believe that such User has breached these Terms, or has illegally or improperly used Payment app or our company Services, we may, at our sole and absolute discretion, and without any notice to the User, restrict, suspend or terminate such User's access to all or any part of Payment app or our company Services; change, suspend, or discontinue all or any part of our company Services; eject, move, or remove any material that may be submitted by a User; establish general practices and limits concerning use of Payment app; revise or make additions to the roster of players available for selection in a contest on account of revisions to the roster of players involved in the relevant Sports Event; deactivate or delete the User's account and all related information and files on the account, delete any content posted by the User on Payment app and further, take technical and legal steps as we deem necessary.

c.Access to our Services or any part thereof may be restricted by us from time to time in our sole decision and which shall be governed by Terms and various State Laws governing the usage of Games. Some of the states in India do not allow playing Games, and as such you hereby confirm that-

▶By participating in this contest(s), you acknowledge and agree that he/she is participating in a game of skill.

▶You are not accessing the Services to play Games from outside India

▶You are a legal resident of India and confirm to be present in India while accessing the products and/ or services offered. To claim a winning you must be physically present in India.

/ You are not accessing the paid version of Contest to play Games from the banned states or licensed states as per Annexure I in India as these states bar persons from participating in games of skill where participants are required to pay to enter and withdraw the winnings amount from the Portal. For users from other states, you hereby confirm that your state laws allows you to participate in paid Fantasy Games offered by us and that you are not accessing the services from states which do not allow to play paid version of Games. We request you to refer to our Terms carefully and its amendments as and when applicable and if any state laws bars your restriction in the paid version of Fantasy Games, then you agree to abide by that.

▶If any State Laws requires us to change the Games, we shall be doing so at our sole discretion and by continuing to play, we would be deemed to understand that you have read, understood and agreed to the revised Terms as applicable at such point of time. We may, in accordance with the laws prevailing in certain states of India, bar individuals residing in those states from participating in the contest(s).

Only those Participants who have successfully registered on Payment app as well as registered prior to each round in accordance with the procedure outlined above shall be eligible to participate in the contest and win prizes, if any.

below.

You take full responsibility for the content and entries you post and indemnify us (including Directors, employees, agents of our company) against any claims from third parties arising from yours posts. our company shall not be liable for content entered or posted by you.

Within the context of these communication facilities, you are prohibited from publishing or distributing content on app Platform or any other websites/Platform that:

a.violates an applicable law, goes against common decency, or breaches the general terms and conditions or the rules of the respective game;
b.violates trademarks, patents, utility or design patterns, copyrights, trade secrets, or other rights of third parties;
c.is obscene, racist, violent, pornographic, of adult content, or otherwise threatening to the development of children and adolescents, or of a detrimental nature;
d.is of an abusive, harassing, or defamatory nature;
e.includes chain letters;
f.falsely suggests that it is provided or supported by our company;
g.contains personal data of third parties without their explicit consent;
h.is commercial in nature:
i.Such other reasons as deemed fit and necessary by our company

Notwithstanding any other rights under these Terms of Access, app by Payment has the right to fully or partially remove content and entries that violate the rules of these Terms of Access. We also have the right to exclude users who violate these rules, in whole or temporarily, from further use of our online and mobile games, websites, and other services.

In case if we find you not complying with the terms herein, then:

A.We reserve the right to remove, at any time and without notice, any content from the app Platform.
B.We reserve the right to contact your Internet Service Provider ("ISP") regarding any inappropriate activities by you on the service.
C.We reserve the right to immediately terminate or suspend our offerings who Fails to abide by these Terms of Access. The decision to suspend or terminate accounts will be made at our sole discretion and is final.

User Account suspension

We may suspend or otherwise put restrictions on your access to our services on the Portal and during our assessment we understand or its comes to our notice that you have failed for any of the following reasons:

i.provide us with true, accurate, current and complete information at the time of registration and at all other times. You further agree to update and keep updated your registration information.

ii.abide and be bound by these terms & conditions and all other rules, regulations and terms of use of the Portal. In the event you do not abide by these terms and conditions and all other rules, regulations, we may at our sole and absolute discretion, take necessary remedial action, including but not limited to restricting, or suspending, or terminating your access to all or any part of our services; deactivating or deleting your account and all related information and files on the account.

iii.not register or operate more than one user account with us.

iv.ensure fair play across all gameplay, and if we have initiated or taken steps that will prevent any user from colluding with other users in order to win/lose or otherwise determine the outcome of a Game, you shall help us with relevant details, suggestions and inputs. By accepting these terms & conditions, You agree that you will not play any game in partnership with or by communicating with other users to give undue benefit to themselves or to other users. In case if we find a user to be involved in such activities, we have the right to withhold the amount remaining in the user account and to cancel and close the accounts without any communication to such User. We retain the sole right to determine what constitutes collusive or fraudulent activity in relation to the services, and our decision in such matters shall be final. In the event we find collusion, fraud or any other unfair practices, we have the right to cancel any such games and refund the points/amounts involved in any such games.

v.that we have the proper authorization and that you are aware of all credits in the deposit account shall at all times be held by us in trust, for you to participate and play the games. You agree and acknowledge that we shall hold the same in trust for and on behalf of the winner until such time the amount is transferred to the Winnings Account. All amounts in the Winnings Account would be held by our company in trust, for and on behalf of the respective Users till such amount is withdrawn or utilized by such User who played the game and the amounts in the Winnings Account may be withdrawn by User only to his / her account.

User Obligations of Username or Log In details and accounts:

During the account creation on app by Payment or any other website or Platform, your username and password will be provided to you ("Login Information"). The following rules govern the security of your login information:

a.You shall not share the account or the login information, let anyone else access your account, or do anything else that might jeopardize the security of your Account;

b.In the event You become aware of or reasonably suspect any breach of security, including without limitation any loss, theft, or unauthorized disclosure of the login information, You must immediately notify us and modify your login information;

c.You shall be required to keep your account active and in credible condition in order to login and use the services offered through app Platform.

d.You are solely responsible for maintaining the confidentiality of the login information, and You will be responsible for all uses of the login information, including purchases, whether or not authorized by You

e.You are responsible for anything that happens through your account.

f.our company reserves the right to remove or reclaim any usernames at any time and for any reason, including but not limited to claims by a third party that a username violates such third part/s rights.

g.Amounts lying in your Bonus Account can be used or redeemed only against gameplay in our Platform. You understand that the feature of debiting your Bonus, account partially or fully will depend upon various parameters like type of user, type of game plays, purchase history, etc. and we reserve the right to provide this feature to you on individual basis, it based on our analysis of your gameplay. Having said that certain percentage may be provided as partial debit facility and whenever you play a contest, the Bonus Account will be given first priority for contest participation fees followed by deposit account. You shall not be permitted to transfer or request the transfer of any amounts lying in Bonus Account.

h.Issuance of amounts in the Bonus Account on any day shall not entitle you to demand entitlements at any subsequent period in time nor create an expectation of recurring issue of such amount by us to you. The eligibility of bonus is not a right and we reserve the right to credit in your account or not, i.e. it may or may not be credited, at our sole discretion.

i.The amounts lying in your Bonus Account will have certain validity period and you are requested to have them checked time and again. In case where your gameplay account stays inactive or your account is not active for 30 days; then we shall be deemed to consider your Bonus Account as inactive and will be deemed inactive account (Inactive Account).

Pricing

In case of an event, registration is totally FREE. After registration completing, you will receive welcome game ¬chips to play cash games. Also you could play practice games, and it is free.

In order to participate in cash games, you are required enough game chips and to maintain a positive cash balance in your account. You can pay India Rupee(₹) in the app throughBank card

UPI
Wallet
Other ways
to obtain chips. On recharging the account, you are offered game chips equivalent to the amount that you recharges with.

If through Credit Cards or Debit Cards
If your card is new or recently reissued, make sure it has been activated.
Double check the card type, the account number and expiration date.
Remove dashes or spaces from the account number.
If everything seems to be correct, maybe an OTP will be received to verify your order. Your credit card company may need to speak with you before they authorize your purchase.

If through UPI or Wallet
Double check the account ID and balance.

Our chips are equivalent to rupees and can be cashed one-for-one. You can recharge Rupees at one time to exchange chips. For different requests, we provide purchases as the follow sheet.
Purchases Price
10 chips ₹10.00
100 chips ₹100.00
250 chips ₹250.00
500 chips ₹500.00
1000 chips ₹1000.00
2500 chips ₹2500.00
5000 chips ₹5000.00